ADBL Smart Foneloan
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Nature of the Loan:

The ADBL Smart Fone Loan is a fully digital, short-term loan service that offers instant, pre-approved financing to individual customers via the ADBL Smart Plus mobile application.


Key Advantages:

  • Seamless digital loan experience.
  • Instant disbursement without the need for physical documents or collateral.
  • System-based pre-approval process ensures quick access to funds.

Terms and Conditions:

  • Loan amounts of up to NPR 2 lakhs are available to eligible customers.
  • Applicants must maintain a salary account with ADBL and demonstrate regular account transactions.
  • The applicant’s average monthly salary or regular deposit activity will be assessed for eligibility.
  • Must be a registered user of the ADBL Smart Plus app.
  • The eligible loan amount is automatically determined by the system based on the customer’s transaction history.

ADBL Fone Loan Procedure



To learn more about ADBL Smart Fone Loan, call our Customer Support Center or Toll Free no 16600111110.

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