Nature of the Loan:

The ADBL Smart Fone Loan is a fully digital, short-term loan service that offers instant, pre-approved financing to individual customers via the ADBL Smart Plus mobile application.

Key Advantages:

• Seamless digital loan experience.
• Instant disbursement without the need for physical documents or collateral.
• System-based pre-approval process ensures quick access to funds.

Terms and Conditions:

• Loan amounts of up to NPR 2 lakhs are available to eligible customers.
• Applicants must maintain a salary account with ADBL and demonstrate regular account transactions.
• The applicant’s average monthly salary or regular deposit activity will be assessed for eligibility.
• Must be a registered user of the ADBL Smart Plus app.
• The eligible loan amount is automatically determined by the system based on the customer’s transaction history.

ADBL Fone Loan Procedure