Beneficiary Customers: Nepali citizens working abroad

To open this account, please submit the following documents:

·         Citizenship Certificate and/or any valid government-issued ID (e.g., Passport, Driving License)

·         National ID

·         Two recent passport-sized photographs

·         Work Permit issued by the Department of Foreign Employment

·         MRP  with valid Visa page

·         Foreign Employment ID Card

·         Proof of previous remittance transactions (e.g., remittance receipts) to deposit already remitted amount in account.

·         To apply for IPOs under the foreign employee quota:

     Demat Account,  CRN and Meroshare registration are required.

·         A minimum of NPR 50,000 must be sent via remittance

·         Local currency deposits are not allowed

·         A self-declaration stating: “I deposit the amount in this account earned income only  from foreign employment.” along with supporting documents confirming foreign employment status

·         Any other documents as required by the Bank

·         Minimum Balance: NPR 500

·         Attractive Interest Rate (as per NRB guidelines)

·         Free cheque book and account statement upon request

·         Nationwide Access to Any Branch Banking Services (ABBS)

·         Free SMS Alerts for all transactions

·         Mobile and Internet Banking facilities

·         Only remittance deposits allowed—local currency deposits are not accepted

Online Account Opening Option

You can also open a Matribhumi Bachat Khata through our online account opening portal available on this website.

⚠ Important: After submitting your application and uploading the required documents online, you must either visit your nearest ADBL branch or complete the video KYC process for signature and document verification. Once verified, you will receive full access to banking services, including withdrawal facilities.