Target Customers:
Loan-eligible Nepali citizens and bank employees with a verifiable and regular source of income.

Loan Amount, Tenure, and Nature:

• Financing available for up to 60% of the appraised value of the pledged gold and silver.
• Maximum loan tenure: up to 1 year.
• The loan will be of a non-revolving nature.

Collateral Requirements:

• Gold and silver items, including coins, bars, jewelry, or other acceptable forms, along with a personal guarantee.