Eligible
Customers:
Nepali citizens who meet the loan eligibility criteria and intend to purchase
land located within the institution’s designated service area.
Loan
Amount, Tenure, and Nature:
- Financing available for up to 60% of the market value
of the land to be purchased (as stated in the valuation report) or NPR 1
crore, whichever is lower.
- Maximum loan tenure: up to 5 years.
- The loan will be of a non-revolving nature.
Collateral
Requirements:
- Personal guarantee secured by the land being purchased,
additional real estate (if required), and guarantees from immediate family
members of the borrower.