Target Customers:
Students or their immediate family members who are permanent residents within the branch’s operational area and wish to pursue higher education, skill-based training, or technical courses, either domestically or abroad.

Loan Amount, Tenure, and Nature:

• Financing available for up to 80% of the total fee officially prescribed by the respective educational or training institution.
• Loan tenure: up to 7 years or the duration of the study/research/training program, whichever is shorter.
• The educational loan will be of a non-revolving nature.

Collateral Requirements:

• Personal guarantee backed by real estate assets, educational certificates, and/or guarantees from immediate family members.