Target Customers:

Creditworthy Nepali citizens holding ordinary or promoter shares, and creditworthy firms or companies that are duly registered with the Government of Nepal and have maintained timely renewals.

Loan Amount, Tenure, and Nature:

• Financing available up to 70% for Ordinary,50% for Promoter share of eligible shares of last 180 days weighted average price or prevailing market price of the Share whichever is lower. 
• Minimum loan amount: NPR 5 lakh.
• Maximum loan limit: As prescribed by Nepal Rastra Bank  (as recent updated directives).
• Loan tenure: Up to 1 year.
• The loan will be of a revolving nature.

Collateral Requirements:

• Dematerialized ordinary or promoter shares of companies listed on the Nepal Stock Exchange, held either in the name of the borrower, their immediate family members, or the registered firm/company.
• A document confirming the pledge and holding of shares in favor of the lending institution must be obtained from the concerned Depository Participant (DP), validating the lien on the pledged shares.
• Personal guarantee from the borrower, an immediate family member, a licensed securities dealer, or their authorized representative is also required.