"Let's Build Business and Industry —
With Strong Support Along the Way"

Overview

This loan is offered to help expand existing industrial or business activities or to start a new industry or business. It is provided with minimal procedural hassle and comes with a competitive interest rate.

Loan Limit, Tenure, and Nature

Working Capital Loan:

Up to 80% of the required working capital, based on the customer’s business plan and projected financial statements, may be financed for operating the project.

Fixed Capital Loan:

Up to 70% of the required fixed capital for the establishment, development, or expansion of the project may be provided.

Loan Tenure:

·         Maximum of 1 year for working capital loans

·         Maximum of 10 years for fixed capital loans

Loan Nature:

·         Working capital loan will be of revolving nature (can be reused after repayment).

·         Fixed capital loan will be non-revolving (cannot be reused after repayment).

Collateral Security:

The project under construction, land and buildings, and personal guarantees may be accepted as collateral.