Kisan Credit Card, provides a medium through which our farmers can make purchases of agriculture goods and tools such as farming equipment, fertilisers and pesticides. It also provides access to the farmers’ finances such as making transactions and with drawing cash without having to visit a bank branch. Along with giving kisan access to credit for different transactions, Kisan Card also acts as an identity card, which will be useful for payment verification. The initial step of obtaining Kisan Card comprises of visiting a bank branch, filling out the required information and accessing whether one meets the prerequisites to obtain a Kisan Card. This depends on their past transactions and history with the bank. ADBL’s Kisan Card has the feature of QR codes to make the transaction more digitized, quick and error-free.