Fixed Deposit Account

Fixed Deposit


  • Fixed Deposit can be opened with a minimum balance of NRs. 10,000
  • Payable on maturity
  • Penal interest is levied on withdrawal of fixed deposit prior to maturity
  • Interest is payable Quarterly
  • Tax is deducted at source from the interest on saving deposit as per the income Tax Act, 2058 (2001)
  • Nomination facility is available
  • Strict confidentiality is assured

Tenure of Fixed Deposit

  • Three Months
  • Six Months
  • One Year
  • Two Years
  • Above Two Years up to Five Years
  • ADBL Special
  • Sewa Nibrta Karmachi


  • Individual
  • Minors
  • Trust
  • Association
  • Clubs
  • Societies
  • Corporate Offices


The copy of the following certified documents has to be submitted while requesting for opening of Account.

Personal Account

  • Identification Card in the form of Citizenship
  • Certificate / Passport / Other ID / PAN Card


  • Guardianship to verified with related documents

Nominees form

  • Photograph of the nominee
  • Signature of the nominee

Clubs / Societies and Association

  • Copy of Registration Certificate
  • Copy of Bye-Laws
  • Copy of resolution to open and Operate the Account
  • List of Members

Corporate Body

  • Certificate of Incorporation
  • Memorandum and Article of Association of the Company
  • Resolution of Board of Directors to open and operate the Account
  • Sample of Company Seal
  • Name of Directors of the Board

Partnership Account

  • Certificate of Partnership Registration
  • Copy of Partnership deed, if any

Proprietorship Account

  • Registration Certificate
  • Identification of Proprietors